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Sargam Builders (p) Ltd
Sargam Builders (p) Ltd
Sargam Builders
Pearlresort at Vallarpadam
Pearl Resort


PEARL RESORTS will be a professionally managed home stay apartments, consisting of studio, 1 & 2 Bedroom Apartments offering magnificent and Panoramic views of the area. Investors will be able to take advantage of the booming tourism industry to earn a substantial return on their investments. Alternatively, they may also choose to reside in their apartment permanently at anytime or to use it as a holiday home whenever required.

The management of PEARL RESORTS as Home-Stay Apartments will be professionally managed by the Company or by its authorized agent on mutually agreed terms.

Return on Investment

According to official statistics on Tourist arrivals in Kerala, there were more than 60 lakh domestic tourists and 6.5 lakh foreign tourists who visited Kerala in 2007. With a growing number of tourists transiting through Cochin each year, just a small percentage of this volume would ensure full occupancy at PEARL RESORTS year round.

PEARL RESORTS is only 25 minutes drive from International airport. Ernakulam South and North Railway stations are only 10 minutes drive away. While staying at PEARL RESORTS itself one can enjoy the tourism potential of the God's Own Country like Backwater Tourism (Ernakulam, Alleppy, Kumarakam), Beach Tourism (Fort Kochi, Puthu Vypin, Cherai and Munambam), Hill station tourism (Munnar, Vagamon), Musri Tourism etc.

With the growing popularity of Apartment Hotels and the increasing tourist population both from India and overseas visiting Cochin, the opportunities to enjoy attractive returns through the leasing of your apartment as a Home-Stay Apartment together with the unpredictable appreciation of your investment are there for you to seize. To augment the tourism potential of Pearl Resort, Sargam has already become a member of the Kerala Travel Mart. The growing number of companies will be relocating to Vallarpadam, requiring apartment suites for visiting executives. Seize the numerous potentialities in tourism sector.

Minimum 30 % return !?

Amazing but true !!! from a Studio Apartment of  PEARLKOCHI


FOR EXAMPLE    Super luxury home stay apartment

Cost of a Studio apartment (of  550 sq ft )@ Rs.3,500/- per sq.ft     Rs.1 9,25,000.00
Add Statutory Charges  Rs.   1,50,000.00
Add furnishing with AC Rs.   3,50,000.00
Total cost      Rs. 24 ,25,000.00
Less 80% housing loan  Rs. 19,40,000.00
Own investment  Rs.  4 ,85,000.00

EMI (equated monthly installment) for a loan of Rs.1 lakh for a period
 of 16 years at an interest rate of 9.25% (refer the chart)-Rs.999.697
EMI for a loan of Rs.20 lakhs-.999.697*20=19,993.00, say Rs 20,000/-

Tariff of an AC double occupancy Suite Room in Bolgatty Palace Hotel,
which is very near to Pealkochi-Rs.13,000.00
(Refer the rate published in their web site)
Let us expect a very very conservative rate of 25% of the above rate; ie-Rs.3250/-

And let us assume that we get only 50% occupancy per month,ie,15 days
Income per month-3250*15=  Rs.48, 750
Less EMI to the Bank         Rs.20, 000
Net income Rs.48750-20000 Rs.28750

Deduct the operational expenses of

home stay / apartment hotel @40% Rs.11, 500
Return on investment per month-28750-11,500 = Rs.17, 250

Rate of return per year=17250*100*12/4,85,000 =42.68%


This shows that, the owner of a studio apartment in Pearl Resort will get  minimum Rs.17,250/- per month extra even after remitting the loan interest to the Bank.
Plus the unimaginable appreciation of the apartment at Vallarpadam-the gate way of India to tourism, trade and commerce.


Note: As per the Central Government Budget for 2011-2012, for housing loans up to Rs.15 Lakhs, Government of India will give 1% interest subsidy. That means the effective interest will be only 8.25%. Accordingly, the return will be increased to that extend.



Sargam Builders (p) Ltd
Sargam Builders (p) Ltd
Sargam Builders (p) Ltd
Sargam Builders (p) Ltd
Sargam Builders (p) Ltd
Sargam Builders (p) Ltd
Sargam Builders (p) Ltd
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